Credit and Financing




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Welcome To
The Home Mortgage Center

Whether you are interested in a mortgage, refinancing, reverse mortgage, home equity loan, VA loan, FHA loan, we can help!

As you explore our website you will discover that we provide a vast array of articles and resources related to home financing, as well as most other types of financing including, auto loans, debt consolidation loans, personal loans, student loans and credit cards. A listing of these articles are found at the end of most of our main pages and resources throughout our website.

If you are interested in a particular type of financing, simply click on the link in our navigation bar. Each of our pages contains many valuable credit and financing resources. If any of these resources peek your interest, we invite you to explore them. We suggest that you first bookmark our site now to ensure that you can easily find us in the future after you elect to leave our site.

If you are looking for a mortgage, refinancing, home equity loan,
credit card, or for that matter any type of financing, we strongly suggest that you shop around for the best deal to meet your needs! In order to ensure that you accomplish this, you should always check out a minimum of three lenders or credit card vendors prior to accepting any offer.

In your quest to obtain a loan or a credit card be sure that you read and understand the terms and conditions "prior to" signing anything—and thus, legally accepting the lender's terms. This is very important because financial institutions typically insert terms and conditions that later prove to be extremely detrimental to the borrower. In most cases the lender's terms and conditions section is printed in very small print and may be hard to read.

The lender's terms and conditions section is typically very lengthy. This may discourage you from taking the time to read through it. However, remember that in accepting the loan or credit card, you are signing a contract and you will be legally obligated to fulfill whatever terms and conditions are set forth in the contract. We urge you to take the time to read it and be sure that you fully understand it. If not, be sure to ask the lender to clarify it for you.

In order to assist our visitors, as you explore the various sections
of our websiite you will find helpful articles designed to explain
the process of lending, and other aspects of credit and financing.

Below we offer a few of the many articles and resources that you will find as you explore our site.

Credit and Financing Articles

What You Should Know About the Cost and Terms of Credit

Looking For The Best Mortgage: Shop, Compare, Negotiate

Strategies for Saving Money On Loans and Credit Cards

Home Mortgages: Understanding the Process

Cosigning A Loan

Glossary of Financing and Credit Terms

Understanding Your Rights To Fair Lending


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